Xbox All Access Offers Console And Game Pass For A Subscription

Games with Gold September 2018

Last week, a report surfaced regarding an upcoming subscription from Microsoft, named Xbox All Access.

Get free games, play online and yell at your friends with this deal from Microsoft, because you can get a one-month subscription to Xbox Live Gold for $2.00 (regularly $11.99), plus you'll get an extra month added for free! The official Xbox All Access page says the initiative "starts at $21.99 and $34.99 per month" with 0% April for an Xbox One S and Xbox One X, respectively, but that's for only well-qualified consumers. Both packages include 24 months of Gold and Game Pass, and each payment plan lasts for 24 months with no upfront cost and 0% April. Players can get an Xbox One S or Xbox One X bundle online or from a physical Microsoft store, pay $22 or $35 per month for each set, and setup a Dell Preferred Account financing plan. Instead of requiring you to drop hundreds of dollars upfront, Xbox All Access takes the cost of an Xbox One console and splits it up into 24 monthly payments.

Update: An official page for Xbox All Access is now available on the Microsoft Store, giving us some more information. According to the fine print, no interest is charged if all payments are made within two years. For the Xbox One X, you only save about $20 over the course of two years, but you also don't have to pay that all at once. In 2012, the company started selling the Xbox 360 with Xbox Live on a two-year contract, with one marketing manager calling the subscription model "pivotal to our business". The $34.99 subscription includes the more powerful Xbox One X, which features additional processing power used to render games in 4K resolution. Microsoft has fewer than 100 stores in the USA across 35 states, meaning some states don't have a store at all.

Granted, lots of people pay less for Xbox Live Gold (a 12-month subscription can be had for $60) but even at that discounted rate, you come out ahead on the All Access bundle.

With Xbox All Access, you're looking at around $528 for an Xbox One S and $840 for an Xbox One X, obviously spread out over 24 months.

The problems here is that, very obviously, if you miss a payment, you'll end up paying a significant penalty. After that, the Dell Preferred Account plan can charge up to 29.99% April. Do you think this is a good way to pay for a console, or are you okay with the tried-and-true method of paying for everything upfront?

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